Prudential Regulatory Exposure & Lineage Diagnostic

What is assessed

The data integrity of the returns of UMOA credit institutions: financial statements submitted via the CRAEF platform, prudential returns (FODEP) and periodic statements. ICT operational resilience is not covered.

The ten checkpoints

1. 1.General ledger ↔ regulatory reconciliation
2. 2.Core-banking extraction integrity
3. 3.End-user computing (EUC) dependency
4. 4.Data lineage
5. 5.Prudential mapping governance
6. 6.Collateral and credit risk mitigation
7. 7.Semantic and cross-table validation
8. 8.FX conversion and multi-currency lineage
9. 9.Suspense and transit accounts
10. 10.Pre-submission dry run and sign-off

How the score is calculated

Each checkpoint is worth 10 points if it is controlled and tooled, 4 if it is performed but manual or partial, 0 if it is not performed systematically. “I don’t know” scores 0, like the weakest answer, and is reported separately. The score is the sum of the ten checkpoints, out of 100, with no weighting.

Diagnostic bands

• Diagnostic band A80–100Controls largely in place
• Diagnostic band B50–79Controls partly in place
• Diagnostic band C0–49Widespread control gaps indicated

This is an indicative diagnostic index based on the controls assessed. It is not a regulatory certification or supervisory rating.

Your answers

They stay in this browser while you answer. At the end, the answers and the score are stored without any identifying data; they are linked to your contact details only if you request the PDFs. No bank data is requested.

Time: about 10 minutes. You can change any answer.